After you get hit in a car accident, you are hospitalized and lie on the bed not being able to make any movement. Right now, your heart is probably in turmoil with questions popping up in your head on whether you need a personal injury attorney to handle your case. Not everyone who is involved in a car accident need attorney especially for a small claim. However, keep in mind that your insurance company has a team of lawyers and adjusters that will evaluate your case immediately so you need to quickly make decision on hiring a lawyer for your situation.
You Suffer a Serious Injury
You should hire a personal injury lawyer if you suffer from a serious injury. You will be charged with high medical bill which is why it is logical to pay an attorney to help you get back a nice sum of compensation to cover the costs. Some serious injuries can result in permanent disability so you will need to have money to pay for long term care. You probably don’t have that much money in your savings and you won’t be able to work if you are disabled. Get more details on personal injury attorneys near me.
You Are Not Sure Who is at Fault
You believe that the opponent party is at fault but you are just not sure about it. A personal injury lawyer is experienced in evaluating various types of accident circumstances. He has a deep knowledge on the laws and can tell you whether the opponent party is at fault so that you know the next best move to take. The attorney will do his best to protect your rights and defend you when the opponent party bring charges on you. Personal injury lawyer also can deal with a case that involve multiple parties. The attorney has experiences in getting compensations from multiple parties.
The Insurance Company is Delaying Your Claim
You have tried to complain to your insurance companies for many times but they seem to be not paying attention. Insurance companies can deliberately delay your claims to force you into submission and accept a lower settlement. They know that they have a lot of bills to cover and they will use this tactic to reduce the amount of compensation they have to pay out. Most people will just accept it because they don’t know that they have the right to fight back with a lawyer.
You are Not Knowledgeable in Personal Injury Laws
People who want to handle the case themselves need to have understanding on the personal injury laws and settlement process. You need to know how to communicate with the insurance company and have a good negotiation skills. Some personal injury cases will also require the involvement of experts, for example, you may need to hire expert to decipher the medical records to obtain an accurate estimate of the claim. If you don’t possess these skills, it will be better to let a personal injury lawyer handle the case. The lawyer will only help you get back compensation for economic losses but also non-economic losses.